Life planning reverses the traditional financial narrative of the numbers coming first. The numbers are important, but your life—your goals and values—are what give the numbers meaning. With life planning, your life takes center stage, and your money is an incredible supporting player. Life planning is integral to our work together and allows you to fully form your vision for a fulfilled life and have the drive, permission, and excitement to make it your reality.

Finding the right financial planner who you can trust with your goals, dreams, and money is a tall order. It’s imperative that you work with a professional with the training, knowledge, passion, and experience to guide you with care. The CFP® designation proves a financial planner operates from a strong technical background and code of ethics. As a CFP® Professional, I have completed a graduate-level education in financial planning, passed a comprehensive exam, have over 6,000 hours of financial planning experience, maintain continuing education, and abide by a code of ethics designed to provide you with the most optimal service. Based on the rigor, only 25% of advisors hold the CFP® designation, and I’m proud to be one of them.

My investment philosophy aligns with the firm’s mission to provide holistic financial planning that puts your life first. To accomplish this goal, I believe in passive investing, which focuses on crafting a plan to reach your long-term goals. Here, we won’t try to predict the future or time the market; our service is much more disciplined, thoughtful, and forward-thinking. Investing should be low-cost, accessible, and comprehensive, considering each person’s risk preferences and goals. This long-term approach puts your goals at the center and helps you create healthy habits that keep you on the right path. At Pearl Financial Planning, we do our investment management services in-house. We view your investment accounts holistically to ensure each one operates to support the larger vision for your ideal life.

I believe in being open, honest, and transparent with my fees to build a foundation of trust with every person I serve. As a fee-only firm, the only payment we receive is from our clients. While other firms may accept payments from referrals, commissions, and third-party sources, that method simply doesn’t align with our values and mission to put your needs first. Since Pearl Financial Planning does meaningful life planning work, operating as a fiduciary is integral to who we are. Fiduciaries are legally and ethically bound to put your best interests first, always. You know you are getting the highest caliber of advice designed to help you achieve your dreams with us.

Pearl Financial Planning is based in Plano, Texas, but serves professional women across the country. I love working with people face-to-face when possible and have access to the latest technology to connect virtually and securely share data seamlessly. Whether in person or virtual, I’m excited to serve you and guide you to living your most fulfilled life.